Issuer-side infrastructure,
built for regulated institutions.
Authentication, tokenization, prepaid issuing and instalments — deployed on your terms, audited to your regulators' standards, engineered to keep good customers moving while fraud stays out.
Five products your cardholders never see — and always feel.
Composable issuer-side building blocks that plug into your existing core — no rip-and-replace, no cardholder disruption.
QAuth
ACS, risk-based authentication, passkeys and in-app approval — layered strong customer authentication that keeps good customers moving.
Explore QAuth SecurityQ3DS
EMV 3-D Secure authentication for issuers and acquirers, engineered for frictionless flows and regulatory compliance across markets.
Explore Q3DS TokenizationQVault
Network tokenization with push provisioning and a hardened vault — one hub for issuers, one for acquirers and merchants.
Explore QVault IssuingQCard
Full lifecycle management for virtual and physical prepaid programs: issue, load, control, monitor and settle.
Explore QCard IssuingQSub
Recurring billing with smart retries plus QFlex issuer instalments — recover failed renewals and split big-ticket payments.
Explore QSubCompliance is the floor, not the ceiling.
Certifications get you in the door. Approval rates, launch speed and deployment control are why institutions stay.
Regulator-ready by design
PCI DSS 4.0, ISO 27001 and SOC 2 Type II controls out of the box, with data-residency options for jurisdictions that require in-country processing.
Frictionless SCA
Risk-based authentication with passkeys and in-app approval lifts frictionless rates while satisfying strong-customer-authentication mandates.
Network tokenization
An issuer token hub with push provisioning to wallets — reduce PAN exposure across your entire portfolio without touching core banking.
Prepaid without the program headache
Launch virtual and physical prepaid programs in weeks: issuance, load limits, spend controls and settlement handled end to end.
Instalments at the issuer
QFlex splits big-ticket purchases at authorization time — new interest revenue with no merchant integration required.
Deployment flexibility
Cloud, dedicated tenancy or on-premises — with the same APIs, the same certifications and the same 99.99% platform SLA.
Modernize the issuer side — with the platform doing the heavy lifting.
Your core stays put. We meet it where it lives.
Every issuer building block plugs into your existing core — the same APIs, the same certifications and the same SLA, whether you run in the cloud, a dedicated tenancy or on your own premises.
- No rip-and-replaceComposable modules integrate against the smallest surface — no core migration, no cardholder disruption.
- Data residency built inIn-country processing for jurisdictions that require it, without a second vendor.
- One SLA, every modelThe same 99.99% platform uptime across cloud, dedicated and on-premises.
From first call to certification roadmap in under two weeks.
Sandbox access
Your engineers get keys and full documentation on day one — authenticate, tokenize and issue against a live sandbox before any contract.
Architecture review
Our institutional team maps QAuth, Q3DS, QVault and QCard onto your core, identifying the smallest integration surface for your goals.
Certification roadmap
You leave with a scoped plan — controls, evidence and timelines — that your risk and audit teams can sign off against.
Everything your audit committee will ask for.
A single vendor covering the controls, evidence and residency options that shorten your compliance review.
Modernize the issuer side without a core migration.
A structured evaluation — sandbox access, architecture review and a certification roadmap — in under two weeks.